Action for financial freedom

Money always not enough. With small income its not enough and I think if my income increase to certain level it will be enough. But after reach or more than that level it still not enough. Why?

Age become older income increase but money still not enough. Need to take some action.

Some action already taken. One of the action is to have CFP advise on finance status and make solution.

On 11th Feb 2007 attend workshop on finance revolution speaker by Aziz Ibrahim CFP.
On 1st Mar 2007 at 23:45 1st appointmet with mr Aziz.

Today activities follow as per action plan to the financial freedom. I have to take leave to arrange all of this action.

At the morning go to Bank Rakyat to withdraw loan which already apply and approved before. Loan apply for RM30,000 but after some deduction can get RM27,400. Withdraw RM27,000 cash. After that go to PNB to invest all amount in ASB. Plus some amount already have in ASB account I ask to make in certificate form of RM34,000. Then get the certificate. I go to RHB bank to make OD against ASB. All work in Bank Rakyat, PNB and RHB are smooth without any problem. For the result of OD in RHB bank need to wait until next week. RHB only take copy of ASB certificate and IC. Once approved they will ask for original. Hopefully can approved.

Then I go to Maybank to cancell ASB loan. Bank officer inform it will take about one and half month to settle. During this time, they still deduct monthly loan repayment from my account.

Afternoon time I take lunch at home. After lunch I go to Hong Leong bank at Klang. Purpose is to ask letter for EPF withdrawal to reduce housing loan. Bank officer inform it take about 2 weeks to get letter from HQ. After that I go to KWSP to take application form of withdrawal EPF.

All the job done as per action plan.

At the evening (6.30 pm) received good news. Citibank bank officer call me to mention that my application of readycash credit card already approved. The card will courier to my home address soon.